Debt recovery, simplified.

If a debtor owes you money and they are not paying it back, we can help you to collect that debt. It does not matter if you are owed for products or services, rent, fees, or any other type of debt, we can help to collect your debts.

At Ayom, we offer a no-win, no-fee debt collection service for consumers, businesses, and other organisations. That means, you pay nothing if we do not collect your debt. If we do collect your debt, we will take a percentage of the recovered amount as a fee.

If necessary, we will trace your debtor so that we have accurate and up-to-date methods of contacting them. We can trace debtors using our electronic tools, which have a high level of accuracy and allow us to pinpoint postal addresses, and sometimes telephone numbers and email addresses for your debtor.

Once we have their contact details, we initially notify them of the debt and that you have instructed us to pursue the debt on your behalf. This is usually done in writing. We will then launch our collection strategy and combine this with direct contact by our debt collection agents.

Often, once a debt collection agency is appointed, the debtor will get in touch to make an arrangement to settle the debt, or setup ongoing payments. Sometimes, debtors stick their head in the sand and hope the problem will go away. However, once the debtor realises that we are not going to stop chasing them, we are usually able to make arrangements to get the debt paid off.

We will go through the debt itself and deal with most initial objections, although we may need to contact you if they raise what seems like a genuine dispute. Once we have ironed out the fact they owe the money, we will push for them to settle the debt as soon as possible, taking various factors into account. Sometimes the debt will be paid off in one go, other times, we may need to setup a payment arrangement so that regular payments are made on the debt.

By using the Ayom Debt Recovery debt collection agency, you are guaranteeing a level of pressure and persistence that you cannot achieve yourself. Our collection strategy is proven to work, and we have used it to collect debts for thousands of customers. If, however, we are unable to recover your debt, you pay nothing. In fact, depending upon how you value your time, by using us, you could actually save money.

How valuable is your time? If you had to put an hourly rate on your time, what would it be? How much time would you have to set aside to chase your debtor? How successful would you be in recovering the debt? How much would you spend on paper, postage, calls, texts etc to chase them and potentially recover your debt? What could you better spend that time on? What would you be able to generate by spending that time on positive and creative projects?

The answer to those questions is why we think using our debt collection agency can actually save you money. Let us pay for collection agents, paper, postage, calls, text messages, energy costs, travel, searches and capital outlay. Let us invest time chasing your debtor. Let us save you money by chasing your debt for you.

Typically, clients also find that instructing us lowers their stress level around debts. Not having money that should be in your pocket or balance sheet is stressful enough. Sometimes, even the thought of picking up the phone and chasing for payment raises your blood pressure. No-one enjoys doing it - well, except debt collectors. Save yourself the hassle, save yourself the stress, and instruct Ayom Debt Recovery.

All our no-win, no-fee customers can take advantage of our self-service customer debt portal. Once you have signed up, you can add debtors and debts for us to chase. You can upload proof of any debts and keep track of the case progress as we pursue the money that you are owed.

Our customer (or client) portal is free to use and available all-day, every-day (except during occasional short maintenance periods).

There is another way that using a debt collection agency is superior to chasing a debt yourself. We have experience in this game.

So, when you finally get hold of your debtor, and they tell you they cannot pay for whatever reason: we have heard it all before. We have heard every excuse, every objection and every way people and businesses try to weasel out of paying what they owe. We also know how to manage those objections and turn the situation around in your favour.